Uniform Loan

Making sure your little ones have everything they need for the new school year can be pricey – if you need extra support covering back to school expenses, we can help you spread the costs with an ethical and affordable Uniform Loan. 

Repayment Examples (Borrowing £500):

Uniform Loan 24.82% (Every Week)


Weekly Payment: £11.00
Total Payments: £564.24
Total Interest: £64.24

Uniform Loan 24.82% (Every 4 Weeks)


4 Weekly Payment: £44.00
Total Payments: £568.75
Total Interest: £68.75

How can I apply?

If you have never applied for a Uniform Loan before, and you are interested in applying, to be eligible, you must:

● Have been a member of ECU for at least one year
● Show affordability to repay this loan alongside any other outstanding loans you have with us
● Show that your account is not in arrears and all payments are up to date

If you would like to register your interest in applying for a Uniform Loan, please complete and submit the contact form you’ll find by clicking here, and a member of our team will get back to you as soon as possible.

If you have applied for a Uniform Loan previously and the balance is below £50, you can now re-apply using our mobile app or by logging in to our members area online – please note, you cannot make additional payments to repay an existing loan earlier than agreed.