Dear Members,

We are excited to announce a new, more flexible payment option for our Member Protection Plan (MPP).

In response to feedback from our members, we now offer a monthly payment plan, allowing you to spread the cost over the year at just £6.70 per month. Plus, July enrolment is now open, enrol by 1st July and take advantage of this new monthly payment option.

Why Choose the Member Protection Plan?

The Member Protection Plan is designed to provide essential life cover to ECU members at an affordable price. This plan aims to alleviate the financial burden that comes with bereavement by offering a lump sum payment of £5,000 to your loved ones should you pass away while the policy is active. For an annual premium of £80, you can ensure peace of mind and financial support for your family during difficult times.

Flexible Payment Options

Understanding that a lump-sum payment may not be feasible for everyone, we now offer two convenient payment methods:

Full Premium Upfront: Pay the total annual cost of £80 in one go (pro-rata £60 for July enrolment).
Monthly Payments: Spread the cost over 12 months at £6.70 per month.

Key Features of MPP

🟨  Lump Sum Payment: Provides £5,000 to ease the financial strain of bereavement.
🟨  Affordable Coverage: Annual cover for just £80 or £6.70 per month.
🟨  Simple Enrolment: No medical questions asked.
🟨  Quick Processing: Claims are settled within 48 hours of a complete claim submission.
🟨  Guaranteed Acceptance: Available to all members under the age of 70 years.

Pro-Rated Premiums

To ensure fairness and flexibility, the premium is pro-rated based on your enrolment date. Here’s how it works:

April: £80 / July: £60 / September: £40 / January: £20

Your membership premium will be adjusted accordingly, and the plan will automatically renew in April 2025 at £80. The option to continue with monthly payments will remain available.

Join the Member Protection Plan Today

If you are interested in joining the Member Protection Plan, you can apply online by clicking the button below…


We look forward to welcoming you to the Member Protection Plan and providing you with the security and peace of mind that comes with it. Enrol by 1st July to take advantage of the new monthly payment option.

Stay Protected with ECU

The Member Protection Plan is more than just a policy; it’s a commitment to support our members and their families in times of need. By offering flexible payment options and comprehensive coverage, we aim to make essential life cover accessible to all our members.

For any questions or additional information, please contact our team. We are here to help you navigate your options and find the best plan to suit your needs.