Would you like to make saving simple?

If you work in Liverpool, Knowsley, Sefton, St Helens, Wirral, Halton or the Warrington Borough of Merseyside and your employer is listed below, you can save direct from your wages with CU@Work

CU@Work is an easy and convenient way to save

Saving can protect you from unexpected financial pressures

If you need to borrow, you can access low-cost affordable loans

To become a member, simply click the button below to get started, and please remember to select your employer from the drop down menu at the first step

If your employer is not listed below, and you believe you would benefit from introducing CU@Work in your place of work, please provide your management team with this link to find out more.

Alternatively, you could provide us with the details of your HR team/best contact by clicking here and we’ll do the rest!


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Why should I use a payroll savings scheme?

Payroll savings are a ‘painless’ way for you to save, by putting money aside before you receive your pay means that you can relax and have peace of mind that your savings will build up.

Is there a limit to the amount I can save?

No, you can save whatever you want, and your savings will be insured by the Financial Services Compensation Scheme up to £85,000. For more information on the FSCS please click here.

When can I access my savings?

Anytime, with our website and mobile app you can access your savings 24/7.

What are the other benefits?

Regular saving and access to affordable & ethical financial services can have a really positive impact in your life; reduce the stress associated with debt and spend your time on the stuff that really counts. You can also access a range of low-cost loans, and savings and loans are covered under our life savings and loan protection scheme.

Will I be able to get a loan?

As a payroll member, you would be able to apply for a low-cost loan as soon as you join, as well as being entitled to special offers and other services that we provide. 

Is my money safe?

Your money is covered by the Financial Services Compensation Scheme, in exactly the same way as a bank. We also provide free life savings and loan protection insurance on your savings and loans – for full details please click here.

Can I change my payroll deduction amount?

You can increase or decrease your payroll deduction amount or cancel it all together at any time. If you would like to make a change to your payroll deduction, please click here to complete the payroll deduction contact form and our CU@Work team will be in touch to confirm your request. 

Please note, if your payroll deduction is being used to repay a loan, changes to your payroll deduction amount may not be possible.

Our Payroll Partners


“I have been a member of ECU for over 7 years, and I use my account to save for family holidays and Christmas. I recommend joining to everyone I know, and my family are now members too!”
Sharon, Member

“I have been a member of ECU for over 22 years, and initially when my children were young, I used my credit union account to help manage birthdays and Christmas, but now they are grown up I use it for holidays and for any unexpected costs. Whenever I visit the branch, the staff know who I am, and it’s a more personal service compared to a high street bank.”
Lorna, Member